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The bulk of debt held by adult children is Student Loan Debt
There are a number of repayment programs that can help you restructure or reduce your debt:
- Standard Repayment Plan
- Income-Based Repayment Plan (IBR)
- Income-Contingent Repayment Plan (ICR)
- Pay As You Earn Repayment Plan (PAYE or REPAYE)
- Public Service Loan Forgiveness Program (PSLF)
Student loan debt?You're not alone.
Federal loans are a web of confusion for the 45 million young adults weighed down with 1.7 trillion in federal loan debt.